Skip to content
Order
  • Library
  • Features
  • About
  • Blog
  • Contact
Get started
Book a Demo

Order

At Order.law, we’re building India’s leading AI-powered legal research platform.Designed for solo lawyers, law firms, and corporate legal teams, Order helps you find relevant case law, analyze judgments, and draft with confidence faster and smarter.

Product

  • Features
  • Blog

Company

  • About
  • Contact

Legal

  • Privacy
  • Terms

Library

  • Acts
  • Judgments
© 2026 Order. All rights reserved.
  1. Home/
  2. Library/
  3. High Court Of Tripura/
  4. 2024/
  5. November

Icici Lombard General Insurance Company Limited, vs. Smt. Anjana Das (mother of the Deceased) and Anr.

Decided on 30 November 2024• Citation: MAC App./94/2024• High Court of Tripura
Download PDF

Read Judgment


                                 HIGH  COURT   OF TRIPURA                           
                                         AGARTALA                                   
                                  MAC  App. No.94  of 2024                          
                  ICICI Lombard  General  Insurance Company   Limited,              
                  GRS Tower, Old RMS Chowmuhani,  P.S. West Agartala,               
                  West Tripura, Pin 799001.                                         
                  Insurer of  vehicle bearing  registration No.TR-02G-1775,         
                  (Bolero Pickup Vehicle).                                          
                                                                          .         
                                                               …Appellant           
                                            Versus                                  
                  1.   Smt. Anjana Das  (Mother  of the deceased),                  
                      W/O-  Sri Bakul Das,                                          
                      Resident of Village- Bhagyapur,                               
                      P.O.- Dhanbilash,                                             
                      P.S. & Sub-Division- Kailashahar,                             
                      District- Unakoti, Tripura                                    
                      Pin- 799280.                                                  
                                                   ...Claimant-Respondent.          
                  2.   Sri Sanjit Sinha,                                            
                       S/O. Sri Binode Sinha,                                       
                       Resident of Village- Fultali,                                
                       P.S. & Sub-Division- Kailashahar,                            
                       District- Unakoti, Tripura. (Driver and Owner)               
                       [(Owner-cum-Driver  of the  offending vehicle bearing        
                       registration No.TR-02G-1775, (Bolero Pickup Vehicle)]        
                                                     …Owner   Respondent.           
                  For Appellant(s)   :    Mr. Rajib Saha, Adv.                      
                  For Respondent(s)  :    Mr. Samarjit Bhattacharjee, Adv,          
                                          Mr. D. Paul, Adv.                         
                  Date of Hearing    :    27.11.2024                                
                  Date of delivery of                                               
                  Judgment and Order :    30.11.2024                                
                  Whether fit for                                                   
                  Reporting          :    NO                                        
                                        JUSTICE  BISWAJIT   PALIT                   
                           HON’BLE  MR.                                             
                                     Judgment   & Order                             
                            This appeal under Section 173 of M.V. Act is filed      
                  challenging the  judgment  and  award   dated  16.01.2024         

                                              2  7                                  
                                          Page  of                                  
                  delivered by Learned Member,  MAC   Tribunal No.1, Unakoti        
                  District, Kailasahar, in connection with case No.T.S. (MAC)       
                  No.40 of 2022. By the said judgment, Learned Tribunal below       
                  has awarded compensation  amounting to Rs.11,50,000/- with        
                  6%  interest per annum  from the  date of filing the claim-       
                  petition w.e.f. 29.09.2022 to within two months i.e. from that    
                  day of judgment, failing which the O.P. shall have to pay penal   
                  interest at the rate of 9% per annum till the date of actual      
                  payment.                                                          
                  02.       Heard   Learned   Counsel,   Mr.   Rajib  Saha,         
                  representing the appellant and also heard Learned Counsel, Mr.    
                  Samarjit Bhattacharjee, appearing on behalf of the claimant-      
                  respondent and Learned Counsel, Mr. D. Paul for the owner-        
                  respondent.                                                       
                  03.       In course of hearing of argument, Learned Counsel       
                  for the appellant-Insurance Company submitted that before the     
                  Learned Tribunal, the driving licence of the driver was not       
                  properly produced, because the offending vehicle was a heavy      
                  vehicle and the driving licence produced (Exhibit-C) was for      
                  driving of LMV-NT vehicle. So, Learned Tribunal below relying     
                                                              AIR  2011  SC         
                  upon the judgment  of Hon’ble Apex Court in                       
                  1234  (Kusum  Lata  & Ors. Vs. Satbir &  Ors.) and applied        
                  the principle of ay and Recovery and fastened the liability of    
                                ‘P               ’                                  
                  payment  of compensation upon the Insurance Company,  i.e.        

                                              3  7                                  
                                          Page  of                                  
                  the present appellant herein which was not permissible in the     
                  eye of law.                                                       
                            Learned Counsel further submitted that the rate of      
                  interest determined by the Learned Tribunal below was highly      
                  excessive  and   the  Learned   Tribunal  below   in  the         
                  judgment/award  did not assign any  reason for fixing such        
                  further rate of interest and urged for fixing the rate of interest
                  at the rate of 7.5% per annum.                                    
                  04.       Learned Counsel for the claimant-respondent also        
                  fairly submitted that the claimant shall have no objection if the 
                  rate of interest is fixed at the rate of 7.5% per annum.          
                            Learned Counsel for the respondent-owner urged for      
                  passing appropriate order.                                        
                  05.       I have heard submission of both the sides and also      
                  gone through the judgment and award of the Learned Tribunal       
                  below. The respondent-claimant filed one claim-petition before    
                  the Learned  Tribunal  below  alleging inter alia that on         
                  09.05.2022, one Sridam Das along with his other workers were      
                  returning back from Kanchanbari with decoration articles by       
                  boarding in a vehicle bearing No.TR-02G-1775 (Bolero Pick Up      
                  Vehicle) and when the vehicle reached near Assam Rifles Camp      
                  on Kamalpur-Kailashahar Road at about 5 a.m., that time the       
                  vehicle dashed against a  culvert and as a  result, all the       
                  workers of the vehicle fell down on the road and sustained        

                                              4  7                                  
                                          Page  of                                  
                  injury. Sridam Das sustained severe  injury on his person.        
                  Police shifted him to Fatikroy PHC,  as his condition was         
                  precarious. So, he was further shifted to Kailashahar District    
                  Hospital when the doctor declared him as dead. On the basis of    
                  information a suo-moto FIR was laid and accordingly, Fatikroy     
                  P.S. case No.19/2022 under Section 279/338 IPC with added         
                  Section 304A was  registered. According to the respondent-        
                  claimant, the accident occurred due to rash and  negligent        
                  driving of the offending  vehicle bearing No.TR-02G-1775          
                  (Bolero Pickup Vehicle). It was also the case of the respondent-  
                  claimant that Sridam Das was a decorator by profession and        
                  his monthly income was Rs.20,000/- and on the day of alleged      
                  accident, he was  only 22  years old. So, the respondent-         
                  claimant filed the claim-petition.                                
                            Before the Tribunal, the Insurance Company, i.e.        
                  the appellant herein and the owner-cum-driver appeared and        
                  submitted their written statement denying the assertions of the   
                  respondent-claimant. However, upon  the  pleadings of the         
                  parties, Learned Tribunal below framed some issues and to         
                  substantiate the issues  both  the parties have   adduced         
                  oral/documentary evidence on record and after conclusion of       
                  the enquiry, the Learned Tribunal below allowed the claim-        
                  petition of the respondent-claimant and awarded compensation      
                  in favour of the respondent-claimant. The operative portion of    
                  the judgment and award dated 16.01.2024 runs as follows:          

                                              5  7                                  
                                          Page  of                                  
                                                       A W A R D                    
                                           12. In the result, it is ordered that O.P.
                                           No. 2, The ICICI Lombard Nibhaye Vaade   
                                           Insurance Company Ltd., Regional Office  
                                           - 2nd Floor, RMS Chowmuhani, Agartala,   
                                           West  Tripura, the Insurer of the        
                                           offending vehicle bearing No. TR 02-G-   
                                           1775  (Bolero Pickup), as per the        
                                           principle of pay and recover shall pay the
                                           awarded amount of compensation of        
                                           Rs.11,50,000/- (Rupees eleven lakh fifty 
                                           thousand) with interest @ 6% per annum   
                                           from the date of filing of the case, i.e., on
                                           29-09-2022 to the claimant-petitioner    
                                           within 02(two) months from today,        
                                           failing which the OP No.2 shall have to  
                                           pay penal interest of 9% p.a. till the date
                                           of actual payment.                       
                                           13.  Order  regarding manner   of        
                                           disbursement of  the compensation        
                                           amount shall be passed as per the        
                                           guidelines of the Hon’ble High Court of  
                                           Tripura after payment of the awarded     
                                           amount.                                  
                                           14. Supply copy of this award free of cost
                                           to the claimantpetitioner and OP Nos. I  
                                           &2  through their engaged learned        
                                           counsels.                                
                                           15. The case stands disposed of.         
                            So, after hearing both the sides and also after going   
                  through the judgment  and  award  of the Learned  Tribunal        
                  below, it appears that the Learned  Tribunal below rightly        
                  relying upon the judgment of the Hon’ble Apex Court as stated     
                  above  (Supra), opted to  apply the principle of Pay  and         
                                                                   ‘                
                  Recovery Policy for want of admissible driving licence of the     
                                ’                                                   
                  driver of the offending vehicle and fastened the liability of     
                  payment  of compensation upon  the appellant. So, I find no       
                  infirmity in the said principle applied by the Learned Tribunal   
                  below. But regarding fixing of the rate of interest, it appears   
                  that Learned Tribunal below at the time of determination of       
                  compensation directed the appellant to pay the amount   of        

                                              6  7                                  
                                          Page  of                                  
                  compensation with 6%   interest from the date of filing the       
                  claim-petition i.e., w.e.f. 29.09.2022 to within two months       
                  from the date of delivery of judgment i.e. w.e.f. 16.01.2024,     
                  failing which the appellant-Insurance Company shall have to       
                  pay penal interest at the rate of 9% per annum from the date      
                  of actual payment.                                                
                  06.       On perusal of the said part of the findings of the      
                  Learned Tribunal below, it appears that the said observation      
                  was not in accordance with law. As Learned Counsel for both       
                  the appellant and respondent-claimants during argument fairly     
                  submitted for fixing the rate of interest at the rate of 7.5% per 
                  annum, so, in the considered view of this Court, the rate of      
                  interest be fixed at the rate of 7.5% per annum from the date     
                  of filing the claim-petition i.e., w.e.f. 29.09.2022 to till the date
                  of actual payment.                                                
                  07.       In the result, the appeal filed by the appellant is     
                  hereby partly allowed. The judgment and award of the Learned      
                  Tribunal below is modified to the extent that the appellant-      
                  Insurance Company shall pay total amount of compensation of       
                  Rs.11,50,000/- along with 7.5% interest per annum from the        
                  date of filing the claim-petition i.e. w.e.f. 29.09.2022 till the 
                  date of actual payment to the respondent-claimants. From the      
                  record it appears that, as per order of this Court, the appellant 
                  has already deposited 50% of the amount of compensation to        
                  the Registry of this High Court. So, the appellant-Insurance      

                                              7  7                                  
                                          Page  of                                  
                  Company   be  asked  to  deposit the  balance  amount   of        
                  compensation with accrued interest as per judgment to the         
                  Registry of this High Court within a period of six weeks from     
                  the date of passing of this judgment/ order.                      
                            A copy of this order be supplied free of cost to        
                  Learned Counsel for the appellant-Insurance Company and also      
                  to the Learned Counsel for the respondent-claimants. With this    
                  observation this appeal stands disposed of.                       
                            Send  down  the LCR  along  with a copy  of the         
                  judgment/order.                                                   
                            Pending application(s), if any, also stands disposed    
                  of.                                                               
                                                                  JUDGE             
               MOUMITA     Digitally signed by                                      
                           MOUMITA DATTA                                            
                           Date: 2024.12.02                                         
               DATTA                                                                
                           19:42:41 +05'30'                                         
               Purnita