Skip to content
Order
  • Library
  • Features
  • About
  • Blog
  • Contact
Get started
Book a Demo

Order

At Order.law, we’re building India’s leading AI-powered legal research platform.Designed for solo lawyers, law firms, and corporate legal teams, Order helps you find relevant case law, analyze judgments, and draft with confidence faster and smarter.

Product

  • Features
  • Blog

Company

  • About
  • Contact

Legal

  • Privacy
  • Terms

Library

  • Acts
  • Judgments
© 2025 Order. All rights reserved.
  1. Home/
  2. Library/
  3. High Court Of Manipur/
  4. 2024/
  5. March

Divisional Manager National Insurance Co. Ltd. vs. Phanjoubam Gandhi Singh and 2 Others

Decided on 22 March 2024• Citation: MACApp./2/2022• High Court of Manipur
Download PDF

Read Judgment


        KHOIROM                                                                   
                Digitally signed by                                               
                KHOIROM                                                           
        BIPINCHAN                                                                 
                BIPINCHANDRA SINGH                                                
                Date: 2024.04.03                                                  
                              IN THE HIGH COURT OF MANIPUR                        
        DRA SINGH                                                                 
                15:58:43 +05'30'                                                  
                                       AT IMPHAL                                  
                                  MAC APP. No. 2 of 2022                          
                The Divisional Manager National Insurance Co. Ltd.                
                Thangal Bazar, Imphal West, P.O. Imphal P.S. City P.S.,           
                Manipur 795 001.                                                  
                      –                                                           
                                                                 Appellant        
                                                               ….                 
                                   - Versus -                                     
                1. Shri Phanjoubam Sanjoy Singh aged about 46 years s/o late      
                   Ibopishak of Akham Village P.O.&P.S. Langjing, Imphal          
                   West District, Manipur (Legal representative of late           
                   Phanjoubam Gandhi Singh).                                      
                2. Chongtham Thoinao Meitei aged about 30 years s/o late          
                   Rajmani Meitei of Lamboikhongnangkhong P.O. & P.S.             
                   Lamphel, Imphal West District, Manipur 795004.                 
                                                –                                 
                3. Chongtham Cheiraoba Meitei aged about 34 years s/o late        
                   Rajmani Meitei of Lamboikhongnanghong P.O. & P.S.              
                   Lamphel, Imphal West District, Manipur 795004.                 
                                                –                                 
                                                            …. Respondents        
                                       B E F O R E                                
                       HON’BLE MRS. JUSTICE GOLMEI GAIPHULSHILLU                  
                For the petitioner : Mr. A. Deni, Advocate                        
                For the respondents : Mr. M. Nabakishwor, Advocate                
                                   Mr. Ng. Jotindra, Advocate                     
                Date of hearing :  08.03.2024                                     
                Date of Judgment &                                                
                Order         :    22.03.2024                                     
                Mac App. No. 2 of 2023                              Page 1        

                                   JUDGMENT  & ORDER                              
                                         (CAV)                                    
                [1]      Heard Mr. A. Deni, learned counsel appearing for the appellant,
                Mr. M. Nabakishwor, learned counsel appearing for the respondent No. 1 and
                Mr. Ng. Jotindra, learned counsel appearing for the respondents No. 2 & 3.
                [2]      The present appeal has been filed under Section 173 of the
                Motor Vehicle Act, 1988 with the following prayer:                
                             To admit this appeal.                                
                         “(a)                                                     
                         (b)                                                      
                             To all for records of the case from the Hon’ble Tribunal.
                         (c) To set aside the judgment and order dated 21.11.2020 and
                             calculate the compensation afresh.                   
                         (d) To remand the case to the Tribunal for fresh hearing of the
                             case or to give right to the appellant to recover the award
                             amount from the owner of the vehicle for violation of Policy
                             terms and condition and the M.V. Act, 1988.          
                         (e) To hear the appeal and set aside and to quash the impugned
                             judgment and order dated 21.11.2020 and to stay the  
                             operation of the impugned award pending the disposal of the
                             appeal for t                                         
                                     he ends of justice.”                         
                [3]      The grounds for being filed the present appeal are as follows:
                         (i)  The Ld. Motor Accident Claims Tribunal, Manipur erred in
                              law as well as in fact in passing the judgment and order
                              dated 21.11.2020 that, driver of the involve vehicle was
                              holding a fake license at the time of the accident. The
                              driving license submitted along with the Claim Petition
                              was 55000/MTH in the name of Ch. Cheiraoba Meitei,  
                              whereas in the investigation report from the concerned
                              DTO Thoubal, Manipur, their record showed that the said
                              driving license was registered in the name of one,  
                              Thiyam  Pinky Devi, d/o Th. Shyam  Singh of         
                              KongbaUchekon.                                      
                         (ii) The claimant in his petition has clearly taken the plea
                              that, at the time of accident, the driver (respondent No.
                              2 in MAC Case No. 21 of 2014) was fully drunken state.
                Mac App. No. 2 of 2023                              Page 2        

                              It is clear case of violation of M.V. Act, 1988 and the
                              terms and conditions of the Insurance and that, the 
                              appellant should be absolved from any liability in the
                              case.                                               
                         (iii) The policy was issued in the name of the Lessee    
                              Durgapur Steel Plant with the vehicle No. WB-28-U-7226
                              whereas the vehicle involved in the accident was bearing
                              registration No. MN01S 1656 registered in the name of
                              ChongthamThoinao Meitei. This is in violation of Section
                              157(2) which clearly say that, the transferee has to apply
                              within 14 (fourteen) days from the date of transfer in
                              prescribed form to the insurer for making necessary 
                              changes in regard to the fact of transfer in the certificate
                              of insurance in his favour. This is clear violation of the
                              M.V. Act, 1988 and terms and conditions of the Policy.
                         (iv) The Ld. Tribunal has wrongly assessed Rs. 5,00,000/-
                              (Rupees five lakh) only as future loss of earning without
                              any basis. The Ld. Tribunal without giving any finding
                              regarding the loss of earning of the claimant has wrongly
                              assessed a sum of Rs. 5,00,000/- (Rupees five lakh) 
                              only.                                               
                         (v)  The driver of the involved vehicle was holding a fake
                              license at the time of the accident and if the insurance is
                              liable, the Ld. Tribunal should have directed the owner of
                              the Car to deposit surety and only then released the
                              award amount to the claimant/respondent No. 1 as per
                              various decision of the Supreme Court of India.     
                         (vi) The Ld. Tribunal has passed the impugned judgment and
                              order dated 18.02.2021 passed in MAC Case No. 46 of 
                              2019, most mechanically without application of mind and
                              is liable to set aside and quashed.                 
                Mac App. No. 2 of 2023                              Page 3        

                [4]      On 25.12.2013, the respondent No.1/Claimant along with one,
                Konsam  Victor Singh was   returning home  on  foot  from         
                Lamboikhongnangkhong towards Akham Village, one Martuti Alto LXI bearing
                registration No. MN01S 1656 driven by respondent No. 2 in the present
                appeal hit the claimant from the backside, due to which the claimant
                suffered sustained serious bodily injuries and was evacuated to RIMS
                Hospital for medical treatment. The claimant has to under 2 (two) operation
                for his treatment. Accordingly, a suo moto case was registered under FIR
                Case No. 262(12)2013 Lamphel PS U/S 279/338/427 IPC.              
                         The present respondent No. 1/claimant filed MAC Case No. 21
                of 2014 before the Motor Accident Claims Tribunal for payment of  
                compensation for a sum of Rs. 15,00,000/- (Rupees fifteen lakh) only for the
                injuries he sustained in the said accident.                       
                         The appellant also filed written statement denying any liability
                pay any compensation since the driver of the car was fully drunk and was
                holding a fake license at the time of accident.                   
                [5]      The Ld. Tribunal framed the following issues:            
                         (i)  Whether the pedestrian Shri Ph. Gandhi Singh was    
                              knocked down from behind by a speeding Maruti Car   
                              aforementioned, registered in the name of respondent
                              No. 1 driven by the respondent No. 2 and insured with
                              the respondent No. 3 on 25.12.2013 at about 08:30 pm
                              on Uripok Kangchup Road while proceeding from       
                              Lamboikhngnagkhong to Akham Village (east to west)  
                              due to rash and negligent driving on the part of the
                              respondent No. 2 who was also driving under the     
                              influence of liquor, if so, whether respondent No. 2 had a
                              valid driving license?                              
                Mac App. No. 2 of 2023                              Page 4        

                         (ii) Whether the respondents are jointly and severally liable
                              to pay compensation to the claimant for the injuries
                              sustained in the said road accident?                
                         (iii) What would be just and appropriate compensation liable
                              to be paid to the claimants by the respondents?     
                         (iv) Relief?                                             
                [6]      The Ld. Tribunal passed the order dated 21.11.2020 in MAC
                Case No. 21  of 2014 which is impugned herein, directing the      
                appellant/respondent No. 3 to pay a sum of Rs. 6,92,544/- (Rupees six lakh
                ninety two thousand five hundred and forty four) only for the injuries and
                the disablement suffered by the respondent No. 1/claimant. The relevant
                portions of the order are reproduced herein below:                
                              Having considered the rival contentions of both parties along
                          “16.                                                    
                          with the evidence available on record, both oral and documentary,
                          and the principles laid down in the above noted guidelines, the
                          quantum of compensation payable to the claimant for the injuries
                          sustained in the accident that occurred on 25/12/2013 at a place
                          near Lamboikhongnangkhong along the Uripok Kangchup Road,
                          Imphal West is assessed as follows:                     
                           Sl.            Heads              Calculations         
                          No.                                                     
                           1. Medical expenses (supported by cash Rs. 51,881/-    
                              memos and medical bills exhibited during            
                              the trial of the case)                              
                           2. Expenses towards regular medical check- Rs. 12,000/-
                              up for a period of 4 months                         
                           3. Loss of earning during the period of Rs. 3,663/-    
                              treatment calculated at the rate of Rs.             
                              3663/- per month vide notification no.              
                              5/289/91-Lab, dated 18/02/2021 of the               
                              Labour Department, Government of                    
                              Manipur                                             
                           4. Future loss of earning         Rs. 5,00,000/-       
                           5. Damages for mental and physical shock Rs. 1,00,000/-
                           6. Deduction for the interim award of Rs. Rs. 25,000/- 
                              25,000/- already made to the claimant               
                           7. Total (Sl. No. 1+2+3+4+5-6)    Rs. 6,92,544/-       
                            (Rupees six lakh ninety two thousand five hundred and forty four)
                                                                     only         
                Mac App. No. 2 of 2023                              Page 5        

                                               AWARD                              
                                      Dated, the 21st November, 2020              
                              In the result, the claimant is entitled to a sum of Rs.
                          6,92,544/- (Rupees six lakh ninety two thousand five hundred and
                          forty four only) as compensation for the injuries sustained by him
                          due to the accident that occurred on 25/12/2013. The respondent
                          No. 3 being the insurer of the offending vehicle owned by the
                          respondent No. 1 and driven by the respondent No. 2, shall
                          indemnify the respondent No. 1 and 2.                   
                              Respondent No. 3 is therefore directed to deposit a sum of
                          Rs. 6,92,544/- (Rupees six lakh ninety two thousand five hundred
                          and forty four) inclusive of the interim award if an to this Tribunal
                          within 60 (sixty) days from the date of passing this order. Moreover,
                          the claimants are also entitled to interest @ 6% p.a. from the date
                          of filing the claim case i.e. 25/03/2014 till the date of realization.
                          However, in the wake of COVID-19 pandemic, the period from 1st
                          April, 2020 to 31st December, 2020 shall not run into calculation of
                          interest payable to the claimant.”                      
                [7]      However, the claimant in the claim petition claims the   
                following:                                                        
                         (a)  A sum of Rs. 63,000/- only as medical expenses.     
                         (b)  A  sum of Rs. 30,000/- is expended for to and fro   
                              fooding, lodging etc.                               
                         (c)  A sum of Rs. 12,000/- for practice/check up to RIMS 
                              Hospital after discharge of every 15th and 30th of a
                              month for 4 months according to Doctors advice.     
                         (d)  A  sum of Rs. 5,00,000/- for lost of my energetic   
                              opportunity of working and lost of my life.         
                         (e)  A  sum of Rs. 2,00,000/- for pain suffering tension,
                              nervous etc.                                        
                              Total amount of Rs. 8,05,000/- only.                
                [8]                                           fake license at     
                         The appellant’s submission in respect to holding         
                the time of accident by the respondent No. 2, the appellant is not entitled to
                raise this point at this juncture as during the course of examination of
                witnesses particularly the I.O. of the case who was examined as P.W. No. 4
                stated the following :                                            
                              “Ext. A/4 is the FIR which is already exhibited is the certified
                         copy of the FIR being No. 262 (12) 2013 of Lamphel P.S. Ext. A/4(1)
                         and (2) are the signature of the then O.C. namely B. Rishikesh
                         Sharma, Lamphel P.S. I know his signature as a subordinate staff. Ext.
                         A/5 which is also already exhibited is the certified to be true copy of
                Mac App. No. 2 of 2023                              Page 6        

                         the injury report form. Ext. A/5(1) is my signature. Ext. A/6 which is
                         already exhibited and Ext. A/6(1) is my signature. During the
                         interrogations of the case I fond the original driving license of the
                         accused Chongtham Cheiraoba Meetei and found the validity of the
                         said driving license valid upto 22/05/2017 issued by the DTO, Ukhrul
                         District, Manipur. Thereafter, I was transferred to Keithelmanbi Police
                         Picket,                                                  
                              Imphal West District.”                              
                         The appellant failed to contradict the deposition made by the
                P.W. No. 4 during the cross examination as the cross examination was ‘NIL’.
                [9]      Further, the point raised by the appellant that the driver
                (respondent No. 2) was fully drunken at the time of the occurrence as such,
                the respondent No. 2 violates M.V. Act, 1988. But, during the examination of
                the I.O. of case there is no whisper of the drunkenness of the respondent
                No. 2 and the appellant failed to raise this issue during the cross
                examination, the statement of the claimant cannot be taken as true with
                regard to the drunkenness of the respondent No. 2 as the claimant was in a
                state of shock and due to the injuries.                           
                         Further, the issue raised by the appellant that the insurance
                policy was issued in the name of lessee, Durgapur Steel Plant with the
                vehicle number WB-28-U-7226 whereas, the vehicle involved in the accident
                was bearing registration No. MN01S 1656. Again, this issue was not raised
                either by the appellant during the examination of the PWs and also as well as
                during the cross examination and the witnesses have given any statement
                regarding this issue. As such, the appellant cannot raise this issue now.
                [10]     Regarding wrong assessment of Rs. 5,00,000/- only as future
                loss of earning without any basis, I have gone through the statement of P.W.
                No. 2, Dr. Sanjib Waikhom, this witness did not mention about the future
                condition of the claimant and in his statement, he states that atient was
                                                               “P                 
                not followed after this. It is difficult to comment about the disability and in
                the cross examination of this witness is ‘NIL’.”                  
                         In respect of P.W. No. 3, Dr. Wahengbam Tulsidas Singh   
                                                                    –             
                Mac App. No. 2 of 2023                              Page 7        

                              “As per record Mr. Ph. Gandhi aged about 22 years S/o Ph.
                         Basu Singh of Lamshang Akham sustained fracture of right 
                         parasymphysis region of mandible along with avulsion of incisors and
                         canine (11, 21, 22, 31, 32, 33, 41, 42 and 43).          
                              He was operated on 02-01-2014 with open reduction and
                         internal fixation using miniplate and screws under local anaesthesia.
                         Thereafter, he did not have any mandible related problems. He has
                         not turned up for further follow up. He may require prosthetic
                         replacement of l                                         
                                    oss teeth.”                                   
                [11]     In the circumstances, it is difficult to ascertain the condition of
                the claimant as such, considering these facts and circumstances, the amount
                awarded for future loss of earning is reduced to Rs. 3,00,000/-.  
                         The Ld. Tribunal in the claim case directed as follows:  
                           Respondent No. 3 is therefore directed to deposit a sum of Rs.
                          “                                                       
                          6,92,544/- (Rupees six lakh ninety two thousand five hundred and
                          forty four) inclusive of the interim award if an to this Tribunal within
                          60 (sixty) days from the date of passing this order. Moreover, the
                          claimants are also entitled to interest @ 6% p.a. from the date of
                          filing the claim case i.e. 25/03/2014 till the date of realization.
                          However, in the wake of COVID-19 pandemic, the period from 1st
                          April, 2020 to 31st December, 2020 shall not run into calculation of
                          interest payable to the claimant.”                      
                         The respondent No. 3 is directed to pay the calculated amount
                which is to be calculated with the reduced amount in respect of future loss of
                earning as mentioned above to the claimant within 3 (three) months from
                the date of this order and the calculated amount of the award is to be
                deposited to the account of the Ld. Presiding Officer, Motor Accident Claims
                Tribunal, Manipur.                                                
                [12]     With the slight modification of the award, this case is partly
                allowed.                                                          
                                                       JUDGE                      
                FR/NFR                                                            
                Bipin                                                             
                Mac App. No. 2 of 2023                              Page 8