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  4. 2024/
  5. August

The Area Manager, vs. Smt. Ratnavva W/o. Irappa @ Veeresh Hulihalli

Decided on 31 August 2024• Citation: MFA/25462/2011• High Court of Karnatak
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                                            - 1 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                      IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH                 
                                          ST                                        
                          DATED THIS THE 31 DAY OF AUGUST, 2024                     
                                         BEFORE                                     
                     THE HON'BLE MR. JUSTICE T. G. SHIVASHANKARE GOWDA              
                                MFA NO. 25462 OF 2011 (WC)                          
                    BETWEEN:                                                        
                    THE AREA MANAGER, BAJAJ ALLIANZ                                 
                    GENERAL INSURANCE COMPANY LIMITED                               
                                         TH                                         
                    V.A. KALBURGI MANSION, 4 FLOOR                                  
                    IN FRONT OF MUNICIPAL CORPORATION                               
                    LAMINGTON ROAD, HUBLI                                           
                    NOW REPRESENTED BY AUTHORIZED OFFICER.                          
                                                          … APPELLANT               
                    (BY SRI. S.K. KAYAKAMATH, ADV.)                                 
                    AND:                                                            
                    1 .  SMT. RATNAVVA W/O. IRAPPA @ VEERESH HULIHALLI              
                         R/O: HEDIYAL, TQ: RANEBENNUR, DIST: HAVERI                 
                    2 .  NAVEEN S/O. IRAPPA @ VEERESH HULIHALLI                     
                         R/O: HEDIYAL, TQ: RANEBENNUR, DIST: HAVERI                 
                    3 .  NAIANA D/O. IRAPPA @ VEERESH HULIHALLI                     
                         R/O. HEDIYAL TQ: RANEBENNUR, DIST:HAVERI.                  
                          ND    RD                                                  
                         2  AND 3 RESPONDENTS ARE MINORS,                           
 Digitally signed by     REP. BY THEIR GUARDIAN AND NATURAL                         
 PRAJWAL A                                                                          
                         MOTHER RESPONDENT NO.1                                     
 Location: HIGH COURT                                                               
                    4 .  SMT. PARVATEVVA W/O. HANUMANTAPPA HULIHALLI                
 OF KARNATAKA                                                                       
                         R/O: HEDIYAL TQ: RANEBENNUR, DIST:HAVERI                   
                    5 .  SRI. NAYAJUDDIN S/O. M.K.SHIRAJUDDIN                       
                         R/O: BADA MAKAN, HORPET, CHITRADURGA.                      
                                                       … RESPONDENTS                
                    (BY SRI. PRUTHVI K.S., ADV. FOR R1;                             
                       R2 AND R3 MINOR REPRESENTED BY R1;                           
                       NOTICE TO R5 SERVED; R4 DECEASED)                            
                         THIS MFA IS FILED UNDER SECTION 30(1) OF THE               
                    W.C.ACT 1923, AGAINS THE JUDGMENT AND AWARD DATED               
                    12.04.2011 PASSED IN W.C.A.F.-146/2008 ON THE FILE OF THE       

                                            - 2 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    LABOUR  OFFICER AND  COMMISSIONER  FOR  WORKMEN                 
                    COMPENSATION, HAVERI DISTRICT HAVERI, AWARDING THE              
                    COMPENSATION OF RS.4,07,700/- WITH INTEREST AT THE RATE         
                    OF 12% P.A., FROM THE DATE OF THE PETITION AND SHALL BE         
                    DEPOSITED WITHIN ONE MONTH FROM THE DATE OF ORDER.              
                         THIS APPEAL HAVING BEEN RESERVED FOR JUDGMENT              
                    COMING    ON   FOR   PRONOUNCEMENT   THIS   DAY,                
                    T.G.SHIVASHANKARE   GOWDA,    J., DELIVERED  THE                
                    FOLLOWING:                                                      
                    CORAM:   HON'BLE MR JUSTICE T.G. SHIVASHANKARE GOWDA            
                                     CAV JUDGMENT                                   
                     (PER: THE HON'BLE MR. JUSTICE T. G. SHIVASHANKARE GOWDA)       
                         In  this appeal, the  insurance company  is                
                    challenging the judgment and award dated 12.04.2011 in          
                    WCA/F.146/2008  passed  by  the Commissioner for                
                    Workmen's  Compensation, Haveri ('the Commissioner'             
                    for short).                                                     
                         2. For the sake of convenience, the rank of the            
                    parties will be referred to as  stood before the                
                    Commissioner.                                                   
                         3. Brief facts of the case are, one Erappa @               
                    Veeresha Hulihalli, the deceased, who is the husband of         
                    first petitioner, father of petitioner Nos.2 and 3 and son      
                    of fourth petitioner, while working under first respondent      

                                            - 3 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    as a driver in the lorry bearing Reg.No.KA-16/A-5293,           
                    carried the onion load from Chitradurga to Goa. In his          
                    return journey, on 12.06.2008 on Ramanagara-Alnavara            
                    road canal Bridge No.56/1, after parking the lorry by the       
                    side of the road while taking bath in the canal was             
                    slipped, drowned and  died. The  petitioners being              
                    dependants  of the deceased have  approached the                
                    Commissioner for grant of compensation. Claim was               
                    opposed by the respondents. The Commissioner after              
                    taking the evidence and hearing on both the parties, by         
                    the impugned judgment and award allowed the claim of            
                    the petitioners awarding compensation of Rs.4,07,700/-          
                    with  interest @  12%   per annum,  directed the                
                    respondents to deposit the compensation. Aggrieved by           
                    the same, the insurance company is before this Court            
                    raising the several substantial questions of law.               
                         4.    After hearing the arguments  of  Shri.               
                    S.K.Kayakamath, leaned counsel for the  insurance               
                    company  and Shri.Pruthvi K.S., learned counsel for the         
                    petitioners, the following substantial questions of law:        

                                            - 4 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                         (i) Whether the Commissioner is justified in saddling      
                         the liability against the insurance company holding        
                         there exists relationship of employee and employer         
                         between deceased and first respondent?                     
                         (ii) Whether the Commissioner is justified in accepting    
                         the final report of the police in holding that the death   
                         of the deceased was by use of insured vehicle?             
                         5. It is contended by the learned counsel for the          
                    insurance company that there is no relationship of              
                    employee and employer between the deceased and the              
                    owner of the lorry. Acceptance of the final report by the       
                    Commissioner is contrary to the statutory provision.            
                    There is no involvement of the vehicle in question as the       
                    death was occurred due to drowning. When the vehicle in         
                    question was  not involved and the relationship of              
                    employee  and the  employer is under dispute, the               
                    Commissioner erroneously accepted the relationship and          
                    also assessed the compensation and fastened the liability       
                    against the insurance company.                                  
                         5.1. To support his contention, he has relied on the       
                    judgment of Hon'ble Apex Court in Mamtaj Bi Bapusab             
                    Nadaf  and Ors v. United India Insurance Co. and                

                                            - 5 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                        1                                                           
                    Ors  and  Mallikarjun G. Hiremath v. The Branch                 
                                                               2                    
                    Manager,  Oriental insurance  company  Ltd.  the                
                    judgment  of the Coordinate Bench of this Court in              
                    MFA.No.5142/2010 and MFA.No.21749/2010.                         
                         6. Per contra, learned counsel for the petitioners         
                    has contended that the deceased was working as a driver         
                    under first respondent for 2-3 years prior to the incident.     
                    The deceased was carried onion load from Chitradurga to         
                    Goa, while returning near Ramanagara he has parked the          
                    lorry by the side of the road and gone for bath, slipped        
                    and drowned inside the canal. The incident took place           
                    during  the  course of  employment.  Under  such                
                    circumstances, the case laws relied upon by  the                
                    insurance company not applicable to the case on hand.           
                         6.1. To buttress his arguments, he has relied on           
                    the judgment of the Hon'ble Apex Court in Poonam Devi           
                    and  Others v. Oriental Insurance Company   Ltd.                
                    1                                                               
                     Manu/SC/0725/2010                                              
                    2                                                               
                     Manu SC/0202/2009                                              

                                            - 6 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    Civil Appeal No.1836/2020  (arising out of SLP(C)               
                    No(s).33445 of 2014).                                           
                         7. I have given my anxious consideration to the            
                    arguments addressed on behalf of both parties and               
                    perused the records.                                            
                         8. With respect to the first Question of law is            
                    concerned, the evidence on record goes to show that 4           
                    months prior to the incident, the deceased was employed         
                    by first respondent as driver of his lorry. The prosecution     
                    papers clearly goes to show that at the time of accident,       
                    the deceased was returning from Goa to Chitradurga.             
                    One Basavraju reported the death of the deceased in the         
                    canal on 13.06.2008. Based on the same, Ex.P2-FIR               
                    came to be registered under Section 174C of Cr.P.C and          
                    ultimately final report under Ex.P3 came to be filed. The       
                    summary  of said report that the deceased while working         
                    as driver of the lorry was drowned in the canal as he was       
                    taking bath by parking the lorry by the side of the road.       
                    During the course of inquest, the statements of witnesses       
                    have been recorded wherein it is specifically stated that       

                                            - 7 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    the deceased was the driver of the lorry and he was             
                    drowned in the canal while taking bath when he was              
                    driving back the lorry to Chitradurga from Goa.                 
                         9. The officer examined on behalf of the insurance         
                    company, during the course of cross-examination, has            
                    categorically admitted that prosecution papers have not         
                    been challenged by the insurance company. The material          
                    on record is very clear at the time of dead body of the         
                    deceased was traced, the lorry in question was parked by        
                    the side of the road near the canal.                            
                         10. During the course of cross-examination of the          
                    first petitioner who is examined as PW.1, nothing is            
                    elicited that the deceased was not a driver nor he was          
                    working under first respondent. The place where the             
                    deceased was drowned is an unknown place, it is on the          
                    middle of the route between Goa to Chitradurga. When            
                    the death of the deceased was reported to the police, the       
                    family members were not knowing anything about cause            
                    of death. To explain that the deceased was the driver, his      
                    DL is placed before the Commissioner. The Commissioner          

                                            - 8 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    has re-appreciated all these factors and came to the right      
                    conclusion that the deceased was died when he was               
                    returning to Chitradurga from Goa having drowned in the         
                    canal at Ramanagara.                                            
                         11.  On behalf of first respondent no evidence is          
                    placed before the Commissioner that the deceased was            
                    not employed by him. If the first respondent has not            
                    employed the deceased how the lorry belonging to first          
                    respondent carried the onion load from Chitradurga to           
                    Goa and it was returned without a driver. The evidence          
                    on  record is sufficient to accept that at the time of          
                    incident, the deceased was the driver of the lorry in           
                    question. Accordingly, substantial question of law No.1 is      
                    answered.                                                       
                                         nd                                         
                         12. As regarding 2 Question of law is concerned,           
                    the  Commissioner has considered the age  of the                
                    deceased at 32 and applied the formula as per Column            
                    4(1) of the Workmen's Compensation Act by selecting             
                    the       factor     203.85      and       taken                

                                            - 9 -                                   
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    the         income         at         Rs.4,000/-.               
                    Rs.4,000/2=2,000*203.85=Rs.4,07,700/-.                          
                         13. As regarding liability is concerned, the main          
                    contention of the insurance company is that there is no         
                    connection between the  vehicle and death of the                
                    deceased and the insurance company is not liable to             
                    indemnify the owner. As discussed above, the lorry was          
                    parked by the side of the road and the deceased was             
                    taking the bath when he was drowned. The Hon'ble Apex           
                    Court in Malikarjuna G. Hiremath as well as Mamtaj              
                    Bi Bapusab  Nadaf dealing with factual situation where          
                    the driver of the lorry was reached the destination and         
                    thereafter the incident had taken place. It goes to             
                    indicate that the employment  of the  driver was                
                    completed as he was no more the driver of the lorry.            
                    Under such circumstances, it was held that the insurance        
                    company is not liable.                                          
                         14.  The Coordinate Bench of this Court in The             
                    Divisional Manager v. Smt.Chandbi  and others in                
                    MFA.No.21749/2010   relying on the judgment in Bajaj            

                                            - 10 -                                  
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    Allianz General  Insurance  Company   Bellary v.                
                    Kiranmai and others in MFA.No.5142/2010  by order               
                    dated 16.06.2022 held that insurance Company is not             
                    liable. The facts in Chandbi is that the driver of the lorry    
                    was sleeping on the load, died because of fall therefrom        
                    to the ground. The thin line difference is that driver has      
                    already reached destination, in order to protect the goods      
                    he was sleeping on the lorry. Therefore, the principles of      
                    Malikarjuna G. Hiremath  and Mamtaj  Bi Bapusab                 
                    Nadaf  (supra) not applicable to the facts of this case.        
                    The facts of the case in Kiranmai (supra) is not clear.         
                         15. The Hon'ble Apex Court in Poonam Devi's                
                    discussed that during the course of employment the              
                    incident has occurred. The facts is that the driver was in      
                    the transit. Before reaching the destination due to             
                    roaring temperature of 42.6°C in Yamunagar (Haryana)            
                    he has parked the lorry and went to the canal to fetch          
                    water for himself as well as the lorry, where he was            
                    drowned. The  Hon'ble Apex Court extends theory of              

                                            - 11 -                                  
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    notional extension as the incident was on the middle of         
                    transit.                                                        
                         16. The Hon'ble Apex Court further referring to the        
                                                          3                         
                    judgment in B.E.S.T. Undertaking v. Agnes and Leela             
                                                           4                        
                    Bai and anr. v. Seema Chouhan  and anr. held that               
                    the facts and circumstances of each case will have to be        
                    examined very carefully in order to determine whether           
                    the accident arose out of and in the course of the              
                    employment  to give effect the theory of notional               
                    extension.                                                      
                         17.  In  Mallikarjun G.  Hiremath   it  was                
                    distinguished that, the deceased had completed his              
                    journey from  Siraguppa to  Gurugunta Angreshwar                
                    temple, after which he went to the pond and while taking        
                    a bath slipped and drowned. It is identical to the case of      
                    Mamtab  Bi's case. In Poonam Devi's case and in this            
                    case facts are identical in nature. Mamtaj Bi Bapusab           
                    Nadaf, Mallikarjuna G. Hiremath, Kiranmai as well as            
                    3                                                               
                     AIR 1964 SC 193                                                
                    4                                                               
                     (2019) 4 SCC 325                                               

                                            - 12 -                                  
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    Chandbi's cases were decided on a different set of              
                    facts. The employment of the deceased was in force at           
                    the time of incident as he was in transit and theory of         
                    notional extension came to the aid of the petitioners.          
                         18.  Referring to the judgment of the House of             
                    Lords in Quinn v. Leathem 1901 A.C. 495 Co-ordinate             
                    bench  of this Court observed that a decision is an             
                    authority for the proposition that is actually laid down in     
                    a given fact matrix and not for all that which logically        
                    follows from what has been laid down, which means to            
                    say that the principles laid down in each judgment is on        
                    the set of facts of that case and it cannot be universally      
                    applied to all the cases where the facts are different.         
                         19. The appellant relaying the Judgments decided           
                    on  different set of facts which are not imparting the          
                    impugned order of the Commissioner. There is no error           
                    or illegality in the order of the Commissioner.                 
                         20. In view  of the above findings, both the               
                    substantial questions of law are answered against the           

                                            - 13 -                                  
                                                         NC: 2024:KHC-D:12577       
                                                       MFA No. 25462 of 2011        
                    insurance company. The appeal is devoid of merits, in           
                    the result, the following:                                      
                                       ORDER                                        
                                dismissed                                           
                    (i) Appeal is        ;                                          
                    (ii) The insurance company is directed to satisfy the           
                        award;                                                      
                    (iii) The office shall transmit the statutory deposit to        
                        the Commissioner for disbursement;                          
                    (iv) The insurance company shall deposit the balance            
                        compensation, if any with interest within 4 weeks           
                        from the date of receipt of certified copy of this          
                        judgment.                                                   
                                                 SD/-                               
                                    (T. G. SHIVASHANKARE  GOWDA)                    
                                                JUDGE                               
                    MKM                                                             
                    List No.: 19 Sl No.: 1