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  1. Home/
  2. Library/
  3. High Court Of Jharkhand/
  4. 2024/
  5. February

The Oriental Insurance Company Ltd Represented Thr Its Sr Divisional Manager vs. Rakesh Dubey and Ors

Decided on 29 February 2024• Citation: MA/311/2016• High Court of Jharkhand
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                  IN THE  HIGH   COURT   OF  JHARKHAND     AT  RANCHI               
                                   M. A. No.311 of 2016                             
                                           ------                                   
               The  Oriental Insurance Company Ltd., office at Hindustan Building,  
               Bistupur, P.O. & P.S. Bistupur, Jamshedpur, District East Singhbhum, 
               represented through its Sr. Divisional Manager, The Oriental Insurance
               Company Ltd., Ranchi D.O.-I, Ranchi, Tiwary Enclave, Circular Road, P.O.
               & P.S. Lalpur, District Ranchi, Jharkhand..Opposite Party No.4/ Appellant
                                           Versus                                   
               1. Rakesh Dubey, son of Sri Harindra Dubey, resident of Naya Bazar, P.O. &
               P.S. Jugsalai, Jamshedpur, District Singhbhum (East)                 
                                               …..   …. Applicant/ Respondent       
               2. Mr. Sayed Mamboob Raja, son of Syed Arli Raja, resident of near Star
               Talkies, Burma Mines, P.O. & P.S. Burma Mines, Jamshedpur, District  
               Singhbhum East (Owner of Tanker) …. Opposite Party No.1/ Respondent  
               3. Reliance General Insurance office at Gayatri Enclave, R. Road, Bistupur,
               P.O. & P.S. Bistupur, Jamshedpur and Regional Office, Reliance General
                                       th                                           
               Insurance, Himalaya House, 8 Floor, 38B Jawaharlal Nehru Road, P.O. &
               P.S. Kolkata                …. Opposite Party No.2/ Respondent       
               4. Amarnath Pathak, son of Brahdev Pathak, resident of Station Road, 
               Jugsalai, P.O. & P.S. Jugsalai, Loknath Complex, near L.I.C. Building,
               Jamshedpur                   …. Opposite Party No.3/ Respondent      
                                             -------                                
               CORAM    :  HON’BLE    MR. JUSTICE   SUBHASH    CHAND                
                                             -------                                
               For the Appellant        : Mr. Ganesh C. Jha, Advocate               
               For the Respondents      : Ms. Swati Shalini, Advocate               
                                          Mr. Amaresh Kumar, Advocate               
                                          Mr. Preveen Akhauri, SC Mines-I           
                                              --------                              
               C.A.V. on: 06/02/2024                 Pronounced on:29/02/2024       
               1.   The instant Miscellaneous Appeal has been directed against the  
               judgment/ award dated 09.02.2016 passed by the learned District Judge-III-
               cum-  M.A.C.T., Jamshedpur in Compensation Case No.184 of 2011,      
               whereby the learned Tribunal had awarded the compensation amount of  
               Rs.6,60,800/- along with interest @ 8% per annum from the date of filing of
               the claim application till its realization within 30 days from the judgment/
               award after deducting amount paid under Section 140 of the Motor Vehicle
               Act, 1988.                                                           

                                           - 2 -                                    
               2.   The appellant/ Oriental Insurance Company has preferred this appeal
               aggrieved from the impugned award on the ground that the learned     
               Tribunal has  fastened the liability upon the appellant-Oriental     
               Insurance Company to pay the whole amount of compensation, who is    
               insurer of the Tata 407 mini truck bearing registration No.JH05Q-2409;
               while as per the averments made in the claim petition the said accident
               was caused by the tanker/tractor bearing registration No.BR18-9139,  
               which was insured by the Reliance General Insurance Company, who     
               was also party to the claim petition. The impugned award passed by the
               learned Tribunal is not based on the evidence on record rather is based on
               the perverse findings. The eyewitness of the said accident is the claimant-
               injured himself, who was driving Tata-407 mini truck bearing registration
               No.JH05Q-2409, which was insured by the appellant-Oriental Insurance 
               Company  Limited. The FIR of the said accident was also lodged by the
               claimant-injured himself and the Investigating Officer after having  
               concluded the investigation filed charge-sheet against the driver of the
               tanker/ tractor bearing registration No.BR18-9139. The learned Tribunal has
               not taken into consideration the documentary evidence and testimony of the
               injured eyewitness, who is the claimant himself. The FIR and the charge-
               sheet was also against the driver of the tanker/ truck bearing registration
               No.BR18-9139.                                                        
               3.   The brief facts culled out are that the claimant/ injured Rakesh Dubey
               has filed the claim petition under Section 166 of the Motor Vehicle Act,
               1988 before the learned Tribunal with these averments that on 23.11.2008
               while he was driving Tata-407 mini truck bearing registration No.JH05Q-
               2409 and was going from Tata to Chandil about 02:30 O’clock, when he 

                                           - 3 -                                    
               reached Patta, Tanker/ Tractor bearing registration No.BR18-9139, which
               was driven by its driver rashly and negligently came from the opposite side
               dashed Tata-407 mini truck, which was driven by the claimant Rakesh  
               Dubey, as a  result thereof, he sustained multiple injuries including
               amputation of leg and was admitted to Tata Main Hospital, wherein his
               fardbeyan was recorded by the police on 25.11.2018, thereafter, he was
               referred to C.M.C. Vellore and underwent treatment.                  
               4.   On the fardbeyan of the informant-injured, who is the claimant in the
               claim petition, Chandil P.S. Case No.203 of 2008 was registered under
               Sections 279, 338, 337 and 427 of the Indian Penal Code against the driver
               of the tanker bearing registration No.BR18-9139. In the very case the
               Investigation Officer concluded the investigation and filed charge sheet
               against the driver of the Tanker bearing registration No.BR18-9139, namely,
               Afroz Alam, son of Khalid.                                           
               5.   The learned trial Court after hearing the rival submissions of the
               parties, passed the impugned award fastening the liability upon the claimant
               himself, who was driving Tata-407 Mini Truck bearing registration    
               No.JH05-2409 and directed the appellant-Oriental Insurance Company   
               Limited, the insurer thereof to pay the compensation amount.         
               6.   Aggrieved from the liability fastened upon the appellant-Oriental
               Insurance Company Limited, the instant Miscellaneous Appeal has been 
               directed.                                                            
               7.   For disposal of this Miscellaneous Appeal following point of    
               determination is being framed:                                       
                       “Whether accident in question was caused by the rash and     
                       negligent driving of the driver of vehicle tanker/tractor being
                       registration No.BR18-9139 or the accident in question was the
                       result of contributory negligence of the driver of both the vehicle

                                           - 4 -                                    
                       i.e. Tata-407 Mini Truck bearing registration No.JH05Q-2409, 
                       which was driven by the claimant Rakesh Dubey himself and the
                       driver of the tanker/ tractor bearing registration No.BR18-9139.
               8.   In this claim petition, the petitioner has impleaded the owner of the
               Tanker/ Tractor bearing registration No.BR18-9139 as opposite party No.1,
               Insurance company of the Tanker/ Tractor, Reliance General Insurance 
               Company opposite party No.2 and, thereafter, by the order of the Court also
               impleaded the owner of  Tata-407 Mini Truck bearing registration     
               No.JH05Q-2409  as opposite party No.3 and the Oriental Insurance     
               Company, insurer of the Tata Mini Truck as opposite party No.4, who is the
               appellant herein.                                                    
               9.   The opposite party No.1, who is the owner, in his written statement,
               stated that the said accident was not caused by his rash and negligent driving
               of him, rather it was caused by the rash and negligent driving of the claimant
               himself, who was driving Tata-407 Mini Truck and stated that his Tanker/
               Tractor was insured by the opposite party No.2, Reliance General Insurance
               Company  Limited and if any liability is fastened upon him, for the same,
               opposite party No.2-Insrance Company is liable.                      
               10.  On behalf of the opposite party No.2, Reliance General Insurance
               Company Limited, the written statement was filed and admitted that the said
               truck bearing registration No.BR18-9139 was insured by him but the said
               accident was not caused by the rash and negligent driving of the driver of the
               Tanker/ Tractor rather it was caused by the rash and negligent driving of the
               vehicle, which was being driven by the claimant himself.             
               11.  On  this point of determination on behalf of the claimant in oral
               evidence examined C.W.-1 claimant-injured himself, who is the eyewitness
               of the accident. In his examination-in-chief, he has corroborated the

                                           - 5 -                                    
               averment made in the claim petition in regard to the accident and in cross-
               examination, this witness says that the tanker, which was carrying diesel
               came from the opposite side driven by its driver dashed his vehicle, which
               was driven by him for which he has also lodged the FIR. There was no 
               negligence on his part in the said accident.                         
               11.1 On behalf of the claimant on this very point of determination filed the
               FIR- Exhibit-4 and charge-sheet, Exhibit-5.                          
               11.2 From the very perusal of this FIR, which was lodged against the driver
               of the Tanker/ Tractor bearing registration No.BR18-9139, in this FIR it has
               been alleged that the driver of the tanker came from the opposite side driving
               it rashly and negligently and dashed to the Tata-407 Mini Truck, which was
               being driven by the informant, whereby he sustained grievous injuries and
               rushed to the hospital. This FIR was registered as Chandil P.S. Case No.203
               of 2008 under Sections 279, 337, 338 and 427 of the Indian Penal Code. The
               investigating officer after concluding the investigation also filed charge-
               sheet in Chandil P.S. Case No.203 of 2008 against the driver of the  
               tanker bearing registration No.BR18-9139, namely, Afroz Alam, which  
               is Exhibit-5.                                                        
               11.3 These documentary evidences are also corroborated with the oral 
               evidence of claimant, who is the injured eyewitness of the accident. 
               11.4 To rebut the oral and documentary evidence adduced on behalf of the
               claimant on this very point of determination on behalf of the owner and
               Insurance Company  of the tanker, neither oral nor documentary       
               evidence was adduced. The oral and documentary evidence adduced on   
               behalf of the claimant was not shaken by the opposite party during cross-
               examination of C.W.-1, Rakesh Dubey, who is the eyewitness of accident.

                                           - 6 -                                    
               11.5 As such, it proved that the accident in question was caused by the
               negligence on the part of the driver of the offending vehicle Tanker/
               Tractor bearing registration No. BR18-9139 and the accident in       
               question was not a result of contributory negligence.                
               12.  The finding recorded by the learned Tribunal that the accident in
               question was caused on account of exclusive negligence of the driver of
               Tata-407 Mini Truck is not based on the oral as well as documentary  
               evidence on record, rather the same is based on conjectures and surmises and
               the same is found perverse.                                          
               13.  From the evidence on record, it is found that the accident in question
               was caused on account of exclusive negligence driving on the part of the
               driver of Tanker/ Tractor bearing registration No.BR18-9139 and there was
               no contributory negligence on the part of the driver of the Mini Truck
               bearing registration No.JH05Q-2409. As such, the Tanker/ Tractor bearing
               registration No.BR18-9139, which was insured by the Insurance Company/
               opposite party No.2 on the date of accident, the liability to pay the
               compensation is fastened upon opposite party No.2 in the claim petition,
               who is the respondent No.3 in this Miscellaneous Appeal.             
               14.  In view of above discussion, the finding recorded by the learned
               Tribunal in regard to fastening the liability upon the Oriental Insurance
               Company of the vehicle Tata Mini Truck bears infirmity and the same needs
               interference and to this extent the impugned award passed by the learned
               Tribunal requires to be set aside and this Miscellaneous Appeal deserves to
               be allowed.                                                          
               15.  Accordingly, this Miscellaneous Appeal is hereby allowed and the
               impugned award passed by the learned Tribunal is set aside to the extent

                                           - 7 -                                    
               of fastening liability upon the appellant-Oriental Insurance Company 
               Limited to pay the compensation amount, rather the liability to pay the
               compensation amount is fastened upon the respondent No.3, Reliance   
               Insurance Company Limited, who is the insurer of the offending vehicle
               bearing registration No.BR18-9139. The amount of compensation, if any,
               paid by the appellant/ Oriental Insurance Company Limited, the same shall
               be payable to the appellant by the respondent No.3/ Reliance General 
               Insurance Company. The statutory amount of Rs.25,000/- be refunded to the
               account of the appellant/ Oriental Insurance Company Limited.        
               16.  Let a copy of this order be communicated to the learned Court   
               concerned through ‘FAX’.                                             
                                                        (Subhash Chand, J.)         
                      A.F.R.                                                        
               Madhav/-